Why choose John Lewis Home Insurance?
- Accidental Damage Cover for both buildings and contents - you can select this cover so when the unexpected happens, you're ready.
- Don’t worry about being underinsured, we offer unlimited Buildings and Contents Cover*.
- Protect your valuables in the home with cover up to £15,000 per item - to a total of £30,000.
- Alternative accommodation - if your home becomes uninhabitable, after a flood for example, we'll find you somewhere else to live.
- Optional 24 hour Home Emergency service - up to £1,500 including labour and parts for uncontrollable emergencies.
*There is no total sum insured limit but single article limit and total valuables limit apply.
**Subject to minimum premiums.
Terms, conditions, exclusions, limitations and eligibility criteria apply. A full copy of the insurance policy wordings and insurance complaints procedure are available on request. John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of AXA Insurance UK plc which is authorised and regulated by the Financial Services Authority.
We cover loss or damage to:
- Pedal bicycles with you while abroad
- Gifts during religious festivals and weddings
- Visitors’ personal effects
- Frozen food made unfit for consumption
- Food while in transit to your home
- Breakables during house removal
- Garden furniture including ornaments, tools, plants and beehives
Product |
Unlimited Alternative Accommodation as standard | Unlimited Buildings Cover as standard | Unlimited Contents Cover as standard | Total valuables limit of at least £30,000 as standard |
|---|---|---|---|---|
| John Lewis Insurance | ![]() |
* |
* |
** |
| Aviva Home Insurance (Sum Insured) | ![]() |
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| MORE TH>N Premier |
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*** |
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| Saga Home Insurance | ![]() |
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| Sainsbury's Finance | ![]() |
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Source: Defaqto's Aequos Database 12 August 2011
* Single article limit applies.
** There is no sum insured limit but single article and valuables limits apply.
*** Valuables need to be specified.




