John Lewis Home Insurance offers unlimited Buildings and Contents Cover* to help protect your household items as well as your home.
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Protect your valuables in the home with cover up to £15,000 per item - to a total of £30,000. |
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Accidental Damage Cover for both buildings and contents - you can select this cover so when the unexpected happens, you're ready. |
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Alternative accommodation - if your home becomes uninhabitable, after a flood for example, we'll find you somewhere else to live. |
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Optional 24 hour Home Emergency service - up to £1,500 including labour and parts for uncontrollable emergencies. |
We cover loss or damage to:
- Pedal bicycles with you while abroad
- Gifts during religious festivals and weddings
- Visitors’ personal effects
- Frozen food made unfit for consumption
- Food while in transit to your home
- Breakables during house removal
- Garden furniture including ornaments, tools, plants and beehives

Product |
Unlimited Alternative Accommodation as standard |
Total valuables limit of at least £30,000 as standard |
Unlimited Buildings Cover as standard |
Unlimited Contents Cover as standard |
|---|---|---|---|---|
| John Lewis Insurance | ![]() |
* |
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** |
| Aviva Home Insurance (Sum Insured) |
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| MORE TH>N Premier | ![]() |
*** |
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| Saga | ![]() |
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| Sainsbury's Finance | ![]() |
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* Single article limit applies.
** There is no total sum insured but other limits apply including money, single article and total valuables limits.
*** Valuables need to be specified.
*There is no total sum insured, but other limits apply including single article and total valuables limits.
**Subject to minimum premiums.
† John Lewis reserves the right to withdraw this offer at any time. Quote 'HOME8' when you take out a policy and you'll receive a £50 voucher with our Classic Home Insurance policy or a £30 voucher with our Flex Home Insurance Policy.
John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of AXA Insurance UK plc which is authorised and regulated by theFinancial Services Authority.
Terms, conditions, limitations, exclusions and acceptance criteria apply. A copy of thepolicy wording and insurance complaints procedure is available on request.







