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Why choose Accidental Damage Cover?

From a DIY mishap to your home flooding, with Accidental Damage Cover, your home and its contents are protected.

Our Accidental Damage Cover can arrange suitable repairs from approved suppliers and we offer an optional 24 hour Home Emergency service. Take a look at the benefits that come with John Lewis Home Insurance.

  • Accidental Damage Cover for buildings and contents - from a DIY
    mishap to shiraz on the carpet.
  • With Unlimited Buildings and Contents Cover you don’t need to worry about being underinsured if you home or contents is accidentally damaged.*
  • Protect your valuables with cover up to £15,000 per item -
    to a total of £30,000.
  • Worldwide Personal Possessions Cover up to £25,000.
  • Optional 24 hour Home Emergency service -
    up to £1,500 including labour and parts.
  • Glass features including windows, doors, greenhouses, conservatories and skylights are all covered by our Accidental Damage Cover.

 

*There is no total sum insured limit but single article and total valuable limits apply.


Buying Guide

Not sure what type of Home Insurance you need?
Our Buying guide can help you choose.

Compare our policy to our competitors

Product

 Unlimited Alternative Accommodation as standard Total valuables limit of at least £30,000 as standard Unlimited Buildings Cover as standard Unlimited Contents Cover as standard
John Lewis Insurance yes   yes* yes     yes**
Aviva Home Insurance (Sum Insured) no no no
MORE TH>N Premier
 no     no*** no no
Saga no no no no
Sainsbury's Finance no yes no

Source: 020311 Defaqto Ltd.

* Single article limit applies.
** There is no total sum insured limit but single article and total valuables limits apply.
*** Valuables need to be specified.  

 

 

John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of AXA Insurance
UK plc which is authorised and regulated by the Financial Services Authority.

Terms, conditions, limitations, exclusions and acceptance criteria apply. A copy of the policy wording and insurance
complaints procedure is available on request.