If you’re lucky enough to have one, a second home in the city, or a holiday home by the sea can be great investments. However, to have complete peace of mind, you need to make sure your second home is protected.
John Lewis Specialist Home Insurance covers the policy holder’s second home to the same level as their main home.
- Whether an accident takes place in your second home or main home, our Accidental Damage Cover means your buildings and contents will be protected.
- Our New for Old policy means that the contents of you main home and second home are covered for the amount they would cost if they were brand new.
- If your second home is graded, listed or has an unusual structure, such as a thatched roof or wooden frame, our Specialist Home Insurance should be able to cover it.
- Should your second home contain any art or antiques we’ll automatically cover them for their full market value or for the cost of replacement.
As well as covering your
main home and your second home, John Lewis Specialist Home Insurance can also protect:
- Holiday homes abroad
- Buy-to-let properties
- Unoccupied properties
| Product | Buildings - Alternative Accommodation: Covered for up to 3 years or up to the building sum insured | Business Equipment - Sum Insured: Cover is £20,000 or greater | Valuables Cover Basis: Cover is provided on an 'all risks worldwide' basis as standard | Personal possessions - Credit Cards: Cover for credit cards away from the home is £25,000 or greater | Home Emergency Limit: Home Emergency covered up to £1,500 or greater |
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| John Lewis Insurance |  |
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| Chubb Insurance Masterpiece 'Initial' |  |
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| Hiscox 606 | |
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| Home & Legacy Prestige | |
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| Aviva Distinct Home 75 | |
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Source: Defaqto’s Aequos Database 120810
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John Lewis plc is an appointed representative of Sterling Insurance Company Limited, which is authorised and regulated by the
Financial Services Authority.
Terms, conditions, limitations, exclusions and acceptance criteria apply. A copy of the policy wording and insurance
complaints procedure is available on request.