Why choose John Lewis Life Cover?
- Know how much you’re paying each month - your premiums are guaranteed to stay the same as you get older, unless you increase or extend your cover.
- Waive your premiums - for an additional amount you can have your premiums waived if you can’t work due to illness or injury for over six months. This will continue until you return to work or the cover ends.
- Cover to suit your needs - you choose how long you’d like cover
for and the amount your family or partner would need. - Financial security for your loved ones - they can receive a cash
sum if you die during the cover period. - Early payment - receive payment if you’re diagnosed with a terminal
illness when there is at least 18 months of cover remaining and
death is expected within 12 months. - We’ll help you all the way through the claims process -
with a dedicated claims handler.
Please read the Key Facts (PDF) and Policy Conditions (PDF) for
full details of the plan.
Yours to spend at John Lewis or Waitrose when you take out a Life Cover policy. Terms and conditions
What type of Life Cover do I need?
It’s simple to get the protection you need with John Lewis Life Cover.
We offer the following covers:
Pays a cash sum that decreases over time, usually in line with your outstanding mortgage repayments.
Pays a cash sum that stays the same throughout the cover period.
Cover for both yourself and a partner (or another person who you share a financial commitment with)
under the same Decreasing or Level Cover plan.
John Lewis Life Cover is provided by Friends Life Limited - please read Important information (PDF). Once your policy begins you may receive documents and correspondence from Friends Life. These will always be relevant to your application or policy and will never be unsolicited.


