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Why choose John Lewis Car Insurance?

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Reap the rewards of careful driving - we offer a No Claims Discount of up to 75%* and in most instances we'll give you the option of protecting it.** 

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Stay on the road when you make a claim - we'll give you a Courtesy Car while your car is being repaired (Comprehensive Cover only).

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Never miss an urgent appointment - if it’s an emergency and we can’t arrange a replacement car in time, we’ll refund your taxi fare.

*Maximum 75% is only available with 9 years or more no claims history. Quotes offered from a panel of insurers. Not all panel members offer up to 75%  
**Please note that No Claims Discount protection does not protect the overall price of your insurance policy.  The price of your insurance may increase following an accident even if you were not at fault”. Terms, conditions, limitations and exclusions apply.
† Terms, conditions, limitations and exclusions apply.
†† Includes 5% introductory discount and 10% online only discount. Other discounts may apply. Discounts are automatically applied when you get a quote

Upgrading your Breakdown Cover

If you find that you need a different cover, just call us on 0800 916 6871. You'll be able to upgrade to Home Rescue Cover for an extra £20.66 or European Rescue Cover for an extra £41.32

Choose from our range of optional extras to make sure you have the right protection.

Simply get a quote and then add the extras you need.

Legal protection - £24.79 per year

If you’re injured in a road traffic accident that's not your fault, you may have the right to pursue compensation. You may also face financial losses that aren't covered by your car insurance. These could include:

Loss of earnings

Cost of alternative travel arrangements

Recovery of your policy excess from a third party

In addition, you may need to defend certain motoring prosecutions against you, or resolve disputes related to buying and selling goods or services for your vehicle - including selling your car.

Motor Legal Protection covers legal costs up to £100,000 per claim, if you need a lawyer to act for you in these circumstances.

For any claim to be accepted, there must be more than a 50% chance of success.

Motor Legal Protection also provides access to a 24/7 Legal Helpline, providing advice for private legal problems and access to online legal documents.

View Legal Protection Policy Wording (PDF)

 

 

Car Breakdown Cover 

We offer three levels of Breakdown Cover:

Roadside Rescue

Home Rescue - which in addition to roadside rescue, also provides cover if you break down at home

European Rescue - our most comprehensive level of Breakdown Cover.

Find out more about Car Breakdown Cover

View Roadside Rescue Policy Wording (PDF)

View Home Rescue Policy Wording (PDF)

View European Rescue Policy Wording (PDF)

 

Excess Protection - £30.99 per year

If you need to make a claim for damage to your car, you’ll usually have to pay the total excess on your policy to the repairer. You can protect against this expense with Excess Protection which will reimburse up to £500 of your excess payment (excludes windscreen excess).

View Excess Protection Wording (PDF)

 

Protected No Claims Discount

Claiming for an accident that was your fault usually means you lose some or all of your No Claims Discount (except for windscreen claims). However there is a way to protect your discount. If you have accumulated four or more years No Claims Discount, you may be able to protect the discount for an additional amount. You can only protect your No Claims Discount before your policy starts. No Claims Discount protection does not protect the overall price of your insurance policy. The price of your insurance may increase following an accident even if you were not at fault.

Protected No Claims Discount allows you to make up to two fault claims in a three year period without losing any of your No Claims Discount. Your protection is lost after the second claim, which means that if you make a third fault claim within three years of insurance, you will lose some of your No Claims Discount.

If you wish to protect less than four years of No Claims Discount we may still be able to help.

Rated 5 out of 5 by from Great deal for car insurance Really surprised by how much both my wife and I were able to save by both switching to John Lewis. Very clear online forms to complete and the whole process was very quick.
Date published: 2016-08-21
Rated 5 out of 5 by from Very good advice from your call center and easy to use web site for quote
Date published: 2016-08-19
Rated 5 out of 5 by from Good product, easy to access The on-line proposal was well set out and straightforward
Date published: 2016-08-19
Rated 5 out of 5 by from Sound Insurance Customer for 5 years, on renewal they seek alternative insurers if the current insurer is no longer competitive. Just renewed with exiting insurer at a nominal premium increase and a lower excess
Date published: 2016-08-19
Rated 5 out of 5 by from Service Par Excellence Was impressed by the efficient, professional and courteous advisors well up to the high standards set by John Lewis
Date published: 2016-08-19
Rated 4 out of 5 by from The Usual Good Quality I Expect From John Lewis John Lewis has a well designed website, which is easy to use and provides adequate information about each of the choices offered. The entire session to select and buy my insurance took no more than 15 minutes. All the documents I needed were available to download (I was also given the choice of documents sent by post).
Date published: 2016-08-19
Rated 5 out of 5 by from Car Insurance I found your price very competitive and your staff extremely helpful and quickly sorted out the quote
Date published: 2016-08-19
Rated 4 out of 5 by from Helpful and Informative Good to be able to speak to an advisor without a long delay after phoning.
Date published: 2016-08-18
  • 2016-08-26T06:52CST
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Feedback from our customers helps us offer you the best possible service. The reviews above outline the opinions of our customers, who are asked to consider a range of criteria and to give an overall rating. These views are those of individual customers and are based on their experience of their product, policies and received services.

Our new My Account makes managing your policy easier

We've launched an all-new My Account, making it easier for our existing customers to manage their Car Insurance policies online.

What's new?

You can update your personal or address details, add or remove a driver and make payments online.

You can now make real time updates, so you can check your changes and receive new documents immediately.

The updated design makes it easier to view on tablets and mobiles, ideal if you’re on the move.

You can access all your policy documents online.

You can upload documents straight to My Account, making it easier to prove your No Claims Discount and send documents required for your policy.

For help with registering for or using My Account, please see our FAQs.

Compare our Car Insurance policy

Product

Replacement Car* provided for up to 21 days as standard
Up to 75% No Claims Discount
Emergency Taxi Cover as standard
Vehicle ID Theft Cover as standard
John Lewis
yes yes yes yes
Aviva
no no no no
LV= no no no no
M&S Bank Standard Cover
no no no no
SAGA
no no no no
Sainsbury's Bank Standard no no no no

Source: John Lewis Insurance Internet Survey 25 th May 2016
* Cover is provided if your insured car is a total loss (a write off) or has been immobilised due to a fault road traffic accident, theft, fire, vandalism or an act of malicious damage. Comprehensive cover only. Other terms and conditions apply
** Maximum 75% is only available with 9 years or more no claims history. Quotes offered from a panel of insurers. Not all panel members offer up to 75%

Get a quote
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If your policy started or renewed before 01/01/2015
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office: 171 Victoria Street, London, SW1E 5NN. John Lewis plc is an appointed representative of UKAIS Limited (No. 02613429). Registered in England and Wales at Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke on Trent ST4 4TW. Authorised and regulated by the Financial Conduct Authority (financial services register 307223).

If your policy started or renewed on or after 01/01/2015
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office: 171 Victoria Street , London, SW1E 5NN. John Lewis plc is an appointed representative of Ageas Retail Limited. Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number: 312468. Ageas Retail Limited is a sister company of Ageas Insurance Limited.

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