Create your ideal Car Insurance package with our additional features:
If you’re involved in an accident that's not your fault, Legal Protection can help you to protect yourself against what are known as uninsured losses. These are potential financial losses which aren't covered by your standard insurance policy. Uninsured losses generally include:
- loss of earning
- cost of alternative travel arrangements
- recovery of your policy excess from a third party
Legal Protection will provide up to £100,000 towards legal expenses to help recover these losses.
Our Breakdown Cover is designed to get you back on your way as quickly as possible. We offer three levels of Breakdown Cover:
- Roadside Rescue
- Home Rescue - which in addition to roadside rescue, also provides cover if you break down at home
- European Rescue
Our most comprehensive level of cover is European Rescue. This includes cover if you break down at home or on the roadside, plus:
- 90 days of European Breakdown Cover
- recovery to any destination in the UK
- a caravan and trailer service
- money towards alternative transport or accommodation
Please use the table below to decide on the level of cover that's right for you.
Car Breakdown Cover
|Roadside Rescue||Home Rescue
When you’re at least 1 mile away from home.
|Recovery to a garage
Transport for you, up to 4 passengers, and your car to the nearest garage if the car can't be fixed at the roadside.
To let friends or family know you've broken down.
If you break down at home or within 1 mile of home.
|Recovery - any destination
Transport for you, up to 4 passengers, and your car to any single destination you choose, if the car can't be fixed at the roadside.
|Alternative Transport or Accommodation
Up to £150 towards a night's hotel accommodation for you and up to 4 passengers or for alternative road, rail or air travel to get you to your destination.
|Caravan and Trailer Service
Recovery service for your trailer or caravan should your vehicle break down.
Roadside assistance, recovery, alternative transport or accommodation should you break down in Europe.
Claiming for an accident that was your fault (excluding a windscreen claim) usually means you lose some or all of your No Claims Discount. However there is a way to protect your discount.
Protected No Claims Discount allows you to make up to two claims in three consecutive years without losing any of your No Claims Discount. This optional extra also allows you to continue to earn your discount in the years you don't have to make a claim.
We can provide Protected No Claims Discount if you’ve accumulated four or more years of claim-free driving. If you wish to protect less than four years of No Claims Discount we may still be able to help.
For further information or to add any of these features to your Car Insurance policy, please call us on 0800 916 6815.
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office 171 Victoria Street London SW1E 5NN. John Lewis plc is an appointed representative of Ageas Insurance Limited who are authorised and regulated by the Financial Services Authority. Ageas Insurance Limited. Registered in England No. 354568. Registered office: Tollgate, Chandler’s Ford, Eastleigh, Hampshire, SO53 3YA