Why choose John Lewis
We’ve always designed our insurance to meet your needs. That’s why we offer three levels of cover, so you can easily find the policy that’s just right for you. And, whichever one you choose, you can be sure that it comes with all the trust, service and quality you’d expect from us:
99% of customers recommend us†
We don’t ask you to itemise individual possessions up to £3,000
If you have a home emergency, we’re on hand 24/7
We’ll find alternative accommodation if you can’t stay in your home††
It only takes a few minutes to get a quote. Just click or call now to find the right cover for you.
^For new customers purchasing online. Minimum premiums apply. Discount is automatically applied when you get a quote.
† Policy limits apply including legal liability, single item and total valuables limits.
†† Single item limits apply.
Quality cover that fits your
|Buildings Cover*||£400,000||£1 million||Unlimited|
|Accidental Damage||X||Standard cover||Full cover|
|Home Emergency Cover||Optional (£500)||Optional (£1,000)||£1,500|
If your home has specific cover requirements, no problem. Our Specialist Home Insurance can offer a tailored policy to suit.
Feedback from our customers helps us offer you the best possible service. The reviews above outline the opinions of our customers, who are asked to consider a range of criteria and to give an overall rating. These views are those of individual customers and are based on their experience of their product, policies and received services.
Home Insurance - A customer's story
Home Insurance FAQs
What does Home Emergency Cover include?
If you have Home Emergency Cover included in your Home Insurance, our trained advisors are available 24 hours a day to advise on how to minimise the impact of an emergency.
They will arrange for a qualified tradesperson to come out to you often within two hours, to make emergency repairs to your home if it isn't secure, becomes unsafe, or loses its main source of heating, lighting or water (hot or cold) because of:
Failure or damage to plumbing or drainage system of your home
Failure of the primary heating system
Failure of the electricity supply
Your roof no longer being watertight
Damage to or breakage of window frame or panes.
Home Emergency cover also provides cover for the removal of vermin (rats, mice, squirrels, or wasps).
It doesn't cover:
The normal day-to-day maintenance of the property
Boilers over 15 years old or with an output of 60kW or more
Boilers not serviced in accordance with the manufacturer’s guidelines.
Essential Cover: up to £500 of cover
Plus Cover: up to £1,000 of cover
Premier Cover: automatically included, up to £1,500.
If you live in rented accommodation, Home Emergency Cover isn't available.
We have carefully selected Royal & Sun Alliance Insurance plc
to underwrite John Lewis Home Insurance.
Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.
John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.