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John Lewis Home Insurance - Save 20% online*

Why choose John Lewis Home Insurance?

Here at John Lewis, we know your home is more than just a house. That’s why our Home Insurance is carefully crafted to protect the things you love.

From the reassurance of our thoughtful cover features, to our helpful and prompt service, it’s just the sort of attention to detail you’d expect from John Lewis.

Tick We insure matching sofas and kitchen cupboards as a set and replace the whole lot if one is damaged beyond repair.*
Tick With our optional Home Emergency Cover**, we’ll send an expert to you within hours - wherever you live in the UK.

95% of customers recommend us†


It only takes a few minutes to get a quote. Just click or call now to find the right cover for you.

Get a quote

* Matching sets is included at standard on Premier and Plus, Plus is limited to £10,000. Matching sets cover is not available on Essential cover.

* * Home Emergency Cover comes as standard with our Premier Home Insurance, or can be purchased separately as an add-on to our Essential and Plus cover.

† Based on a survey of 710 customers.

^For new customers purchasing online. Minimum premiums apply. Discount is automatically applied when you get a quote.


Quality cover that fits your home

  Essential Plus Premier
Buildings Cover† £400,000 £1 million Unlimited
Contents Cover† £50,000 £75,000 Unlimited
Alternative Accommodation £60,000^^ £115,000^^ Unlimited
Accidental Damage X Standard cover Full cover
Home Emergency Cover Optional (£500) Optional (£1,000) £1,500


If your home has specific cover requirements, no problem. Our Specialist Home Insurance can offer a tailored policy to suit.


†† Policy Limits apply, including legal liability, single items and total valuables limits. 

^^If Buildings and Contents Cover selected.


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Rated 4 out of 5 by from Good cover for a fair price I've had buildings and contents cover with another company for many years but decided for once to try John Lewis as an alternative. I was surprised to find that John Lewis offered slightly better cover for £200 less than my other provider. Not really a difficult decision to swap really!
Date published: 2017-02-18
Rated 4 out of 5 by from Multi choice Insurance I bought my home contents insurance on line last week. Good choice levels of cover clearly priced so can decide in your own time what is best for you. No need for phoning and coming away wondering what you've signed up for.
Date published: 2017-02-18
Rated 4 out of 5 by from House insurance Simple process easy to view on line. Seem to get a quick answer to phone call, on line access is straight forward
Date published: 2017-02-18
Rated 5 out of 5 by from Brilliant service
Date published: 2017-02-17
Rated 5 out of 5 by from Very happy Great price. Beat my previous insurer for price as well as cover provided. I've changed after 10 'unbeatable' years with the competition and I always check the market at renewal tine. Well done John Lewis.
Date published: 2017-02-17
Rated 5 out of 5 by from Good value insurance I pursued because of e mail with discount offered, which was too good to pass. Very easy on line to get quote.
Date published: 2017-02-17
Rated 5 out of 5 by from great value for money my mother got her renewal for her home insurance and I decided I would do a quick search and we are very pleased we did. we phoned her old insurance company up and told them of the price and what we were getting for the money and they didn't even try to match it
Date published: 2017-02-17
Rated 4 out of 5 by from Good product Clear online description of options and pricing, easy application.
Date published: 2017-02-17
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Feedback from our customers helps us offer you the best possible service. The reviews above outline the opinions of our customers, who are asked to consider a range of criteria and to give an overall rating. These views are those of individual customers and are based on their experience of their product, policies and received services.

Home Insurance - A customer's story


Home Insurance FAQs

What does Home Emergency Cover include?

If you have Home Emergency Cover included in your Home Insurance, our trained advisors are available 24 hours a day to advise on how to minimise the impact of an emergency.

They will arrange for a qualified tradesperson to come out to you often within two hours, to make emergency repairs to your home if it isn't secure, becomes unsafe, or loses its main source of heating, lighting or water (hot or cold) because of:

Failure or damage to plumbing or drainage system of your home 

Failure of the primary heating system

Failure of the electricity supply 

Your roof no longer being watertight

Damage to or breakage of window frame or panes.

Home Emergency cover also provides cover for the removal of vermin (rats, mice, squirrels, or wasps).

It doesn't cover: 

The normal day-to-day maintenance of the property

Boilers over 15 years old or with an output of 60kW or more

Boilers not serviced in accordance with the manufacturer’s guidelines.

Your options:

Essential Cover: up to £500 of cover
Plus Cover: up to £1,000 of cover 
Premier Cover: automatically included, up to £1,500.

If you live in rented accommodation, Home Emergency Cover isn't available.

RSA and JLI logos

We have carefully selected Royal & Sun Alliance Insurance plc to underwrite John Lewis Home Insurance.


Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.


More about our Home Insurance