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John Lewis Home Insurance - Save 20% online*

Why choose John Lewis Home Insurance?

Choose from Essential, Plus, or Premier Cover to get
the level of cover that’s right for your home.

With Premier Cover, we don’t ask you to estimate the value of your contents or the cost of rebuilding your home because we offer unlimited Buildings and Contents Cover.

Take a look at the benefits that come with Premier Cover.

 
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Our Unlimited Buildings Insurance can cover
the cost of rebuilding your home
following damage from fire, storms, flooding, subsidence and more.

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With Unlimited Contents Insurance, your valuable items are protected up to £3,000 per item - to a total
of £40,000.

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We can protect your belongings wherever you go with Worldwide Personal Possessions Cover up to £25,000. (Unspecified) Single item limits apply.

Find out more about our Essential Cover and Plus Cover.

Policy Limits apply including legal liability, single item and total valuables limits
^ For new customers purchasing online. Minimum premiums apply. Discount is automatically applied when you get a quote

Get a quote
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Rated 5 out of 5 by from Great cover Quick and easy way to get great cover at a great price
Date published: 2016-06-25
Rated 4 out of 5 by from straight forward I found the procedure simple and stress free unlike this review which like many other companies will not allow me to complete because you have to put so many characters
Date published: 2016-06-24
Rated 5 out of 5 by from Easy to compare and great deal! First time buying home insurance and John Lewis' insurance details and coverage were easy to read and well set out. It was so easy comparing the cover being offered and compared favourably to other big providers.
Date published: 2016-06-23
Rated 3 out of 5 by from Poor on line interface The overall process was good, however the policy start date defaulted to the day that I ordered it, not the start date of the policy I actually wanted and input on the start date interface. I had to ring up to correct this which was done and I was informed that they were aware of the problem, never the less I am still waiting for the correct documents to arrive. I have had the incorrect ones and been bombarded with emails with the wrong date on but I am still waiting for the correct one. I was made aware of this by the person I spoke to on the phone who was excellent but this is still unacceptable to for a company sell a premium product for a premium price. Also I originally rang up for a quote and later discovered that I could get a 20% discount if I did it online, which I consequently did, they would not match the price over the phone this too is unacceptable
Date published: 2016-06-23
Rated 5 out of 5 by from Seems excellent appears to be a first class insurance, great value for money, and simple to buy online
Date published: 2016-06-23
Rated 5 out of 5 by from Home Insurance Excellent cover for reasonable price. One minor hitch; the website seems to generate current date rather than start date requested but in my case was immediately rectified by calling the telephone number provided.
Date published: 2016-06-23
Rated 5 out of 5 by from Quick easy and well priced The comprehensive nature of the policy was excellent which easily covered my valuables. Website friendly and easy to use with clear info
Date published: 2016-06-22
Rated 5 out of 5 by from Oh So Simple I bought my house insurance in less than 10 mins, clear info , clear pricing and all online
Date published: 2016-06-22
  • 2016-06-29T06:42CST
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Feedback from our customers helps us offer you the best possible service. The reviews above outline the opinions of our customers, who are asked to consider a range of criteria and to give an overall rating. These views are those of individual customers and are based on their experience of their product, policies and received services.

Choose from three levels of cover

  Essential Plus Premier
Buildings Cover £400,000 £1 million Unlimited
Contents Cover £50,000 £75,000 Unlimited
Accidental Damage Optional Standard cover Full cover
Valuables at Home £10,000 £20,000 £40,000
Alternative Accommodation £60,000** £115,000** Unlimited
Personal Possessions Optional Optional £2,500
Matching Sets Cover Not included £10,000 Unlimited
Pedal Cycles Cover Optional (£2,500) Optional (£5,000) £5,000
Garden Cover Optional (£5,000) Optional (£5,000) £5,000
Home Emergency Cover Optional (£500) Optional (£1,000) £1,500
Legal Cover Optional (£100,000) Optional (£100,000) £100,000
Student Cover Optional (£5,000) Optional (£5,000) Optional (£5,000)

 

** If Buildings and Contents Cover selected.
Policy Limits apply, including legal liability, single items and total valuables limits.

Home Insurance FAQs


What does Home Emergency Cover include?

If you have Home Emergency Cover included in your Home Insurance, our trained advisors are available 24 hours a day to advise on how to minimise the impact of an emergency.

They will arrange for a qualified tradesperson to come out to you often within two hours, to make emergency repairs to your home if it isn't secure, becomes unsafe, or loses its main source of heating, lighting or water (hot or cold) because of:

Failure or damage to plumbing or drainage system of your home 

Failure of the primary heating system

Failure of the electricity supply 

Your roof no longer being watertight

Damage to or breakage of window frame or panes.

Home Emergency cover also provides cover for the removal of vermin (rats, mice, squirrels, or wasps).


It doesn't cover: 

The normal day-to-day maintenance of the property

Boilers over 15 years old or with an output of 60kW or more

Boilers not serviced in accordance with the manufacturer’s guidelines.

Your options:

Essential Cover: up to £500 of cover
Plus Cover: up to £1,000 of cover 
Premier Cover: automatically included, up to £1,500.

If you live in rented accommodation, Home Emergency Cover isn't available.

RSA and JLI logos

We have carefully selected Royal & Sun Alliance Insurance plc to underwrite John Lewis Home Insurance.

Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

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