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John Lewis Home Insurance - Save 20% online*

Why choose John Lewis Home Insurance?

We’ve always designed our insurance to meet your needs. That’s why we offer three levels of cover, so you can easily find the policy that’s just right for you. And, whichever one you choose, you can be sure that it comes with all the trust, service and quality you’d expect from us:


99% of customers recommend us†


We don’t ask you to itemise individual possessions up to £3,000


If you have a home emergency, we’re on hand 24/7


We’ll find alternative accommodation if you can’t stay in your home††

It only takes a few minutes to get a quote. Just click or call now to find the right cover for you.

Get a quote

^For new customers purchasing online. Minimum premiums apply. Discount is automatically applied when you get a quote.
† Policy limits apply including legal liability, single item and total valuables limits.
†† Single item limits apply.

Quality cover that fits your home

  Essential Plus Premier
Buildings Cover* £400,000 £1 million Unlimited
Contents Cover*  £50,000 £75,000 Unlimited
Alternative Accommodation £60,000** £115,000** Unlimited
Accidental Damage X Standard cover Full cover
Home Emergency Cover Optional (£500) Optional (£1,000) £1,500

If your home has specific cover requirements, no problem. Our Specialist Home Insurance can offer a tailored policy to suit.

Get a quote
2 elements 247x485
Rated 4 out of 5 by from House Insurance Disappointed that I had to go first to a price comparison site to find that when speaking to your operative I could get the same renewal (or nearly) for considerably less. Why don't companies look after there current clients and only offer discounts to new clients??
Date published: 2016-09-22
Rated 5 out of 5 by from Great insurance Worked well arranging it on the phone , helpful advisor
Date published: 2016-09-21
Rated 5 out of 5 by from For a long while I have been searching for a home insurance package. Then one day, I discovered John Lewis home insurance deal. For some technical reasons, I could not use internet to acquire the home insurance. So I rang and received a warm welcome and details about the policy, I was looking for. The lady on the phone was polite and knew exactly about her product. She got my deal and now I am proud to say that I am covered by John Lewis home insuance
Date published: 2016-09-21
Rated 5 out of 5 by from The very helpful attitude of the staff made it a certain choice along with the good value of the product
Date published: 2016-09-19
Rated 5 out of 5 by from Home Insurance I am 14 days into my home insurance policy. The quote was competitive, and the cover more than adequate. The calibre will emerge at renewal, or in the event of a claim. I am relying on the excellent reputation of tht John Lewis name.
Date published: 2016-09-19
Rated 5 out of 5 by from Great Insurance John Lewis quote is £500 less than my previous insurer required on annual renewal
Date published: 2016-09-19
Rated 5 out of 5 by from Hassle free! Easy to set up, good level of cover. Hassle free!
Date published: 2016-09-19
Rated 4 out of 5 by from Looks competitive Only just bought this but looks good up to now,compares with most other companies well.
Date published: 2016-09-18
  • 2016-09-23T06:41CST
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Feedback from our customers helps us offer you the best possible service. The reviews above outline the opinions of our customers, who are asked to consider a range of criteria and to give an overall rating. These views are those of individual customers and are based on their experience of their product, policies and received services.

Home Insurance - A customer's story


Home Insurance FAQs

What does Home Emergency Cover include?

If you have Home Emergency Cover included in your Home Insurance, our trained advisors are available 24 hours a day to advise on how to minimise the impact of an emergency.

They will arrange for a qualified tradesperson to come out to you often within two hours, to make emergency repairs to your home if it isn't secure, becomes unsafe, or loses its main source of heating, lighting or water (hot or cold) because of:

Failure or damage to plumbing or drainage system of your home 

Failure of the primary heating system

Failure of the electricity supply 

Your roof no longer being watertight

Damage to or breakage of window frame or panes.

Home Emergency cover also provides cover for the removal of vermin (rats, mice, squirrels, or wasps).

It doesn't cover: 

The normal day-to-day maintenance of the property

Boilers over 15 years old or with an output of 60kW or more

Boilers not serviced in accordance with the manufacturer’s guidelines.

Your options:

Essential Cover: up to £500 of cover
Plus Cover: up to £1,000 of cover 
Premier Cover: automatically included, up to £1,500.

If you live in rented accommodation, Home Emergency Cover isn't available.

RSA and JLI logos

We have carefully selected Royal & Sun Alliance Insurance plc to underwrite John Lewis Home Insurance.


Terms, conditions, limitations, exclusions and eligibility acceptance criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.


More about our Home Insurance