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Specialist Home Insurance for your buy-to-let property.

Anyone who is keen to rent out their property will find that buy-to-let insurance is a must. This specific type of cover, also known as landlord insurance, comes as part of John Lewis Specialist Home Insurance.

Take out our Specialist Home Insurance for your main home and you’ll find a host of extras are also covered, including your buy-to-let house or flat.

Why choose John Lewis Specialist Home Insurance to cover your buy-to-let property?

  • Home Emergency – We offer a 24 hour helpline to advise on domestic emergencies in your properties and will send tradesmen to your buy-to-let property in case of an emergency. We’ll also cover the cost of the call-out, labour, parts and materials up to £500.
  • New for Old – This covers possessions in your main home as well as those in your buy-to-let house or flat. The amount your contents are insured for must represent the cost of replacing them as new.
  • Moving House – You’re covered for loss or damage when moving house, as long as the move is taken care of by a professional removal company. That means your possessions will be covered as you furnish your buy-to-let house with furniture and appliances.
  • Business cover – Operating a buy-to-let business from home? Specialist Home Insurance covers up to £20,000 worth of business equipment and office furniture while in your property.

 

Two extra benefits that come with our Specialist Home Insurance...

As outlined above, many of the benefits that come with a Specialist Home Insurance policy can be transferred to buy-to-let properties as well. What you may not realise though is that this comprehensive cover also protects:

Students
Any members of your family who are studying and living away from home will find their possessions are automatically covered. Students’ belonging are all insured for up to £15,000.

Unoccupied houses
People can own unoccupied properties for all manner of reasons. Most frequently flats and houses are left unoccupied because they’re buy-to-let properties waiting to be rented out, or because they’re holiday homes. Whatever the reason, you’ll find unoccupied houses are covered by John Lewis Specialist Home Insurance.

If you’d like to find out more about insuring your buy-to-let property, call us on 0800 916 6880.

Did you know?

If you have more specific requirements for your main or buy-to-let property, Specialist Home Insurance is likely to cover it. We can provide insurance for:

  • Listed and graded buy-to-let properties
  • Non-standard constructions
  • Timer-frame houses
  • Houses with thatched roofs

Terms, conditions, limitations, exclusions and acceptance criteria apply. A copy of the policy wording and insurance complaints procedure is available on request. 

John Lewis Insurance is a trading name of John Lewis plc.  Registered in England No. 00233462. Registered office 171 Victoria Street London SW1E 5NN. John Lewis plc is an appointed representative of Sterling Insurance Company Limited which is authorised and regulated by the Financial Services Authority. Sterling Insurance Company Limited. Registered in England No.  0498605. Registered office: Ambassador House, Paradise Road, Richmond-upon-Thames, Surrey TW9 1SQ 

Any questions?
Please call us on 0800 916 6880

Did you know?

John Lewis Home Insurance also covers
loss or damage to:

  • Garden furniture including ornaments, tools, plants and beehives
  • Pedal bicycles with you while abroad
  • Gifts during religious festivals and weddings
  • Visitors’ personal effects
  • Frozen food made unfit for consumption
  • Food while in transit to your home
  • Breakables during house removal

Compare our policy to our competitors

Product Buildings - Alternative Accommodation: Covered for up to 3 years or up to the building sum insured Business Equipment - Sum Insured: Cover is £20,000 or greater Valuables Cover Basis: Cover is provided on an 'all risks worldwide' basis as standard Personal possessions - Credit Cards: Cover for credit cards away from the home is £25,000 or greater Home Emergency Limit: Home Emergency covered up to £1,500 or greater
John Lewis Insurance yes yes yes yes yes
Chubb Insurance Masterpiece 'Initial' no no yes no no
Hiscox 606 yes yes yes yes no
Home & Legacy Prestige no no yes no no
Aviva Distinct Home 75 no no no yes no

Source: Defaqto’s Aequos Database 120810