Anyone lucky enough to have a holiday home abroad, whether it’s a ski chalet, mountain retreat or a beach-side villa, will want to make sure it’s well looked after.
Customers who have the main home insured with John Lewis Specialist Home Insurance can take advantage of our cover for second properties and homes abroad.
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Your main home |
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Your holiday home, in the UK or overseas |
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Buy-to-let properties |
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Unoccupied properties |
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Accidental Damage Cover – your buildings and contents are covered, whether they’re part of your main home or your holiday home. |
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Art and Antiques – If your holiday home is decorated with high-value items, such as paintings, sculptures and antique furniture, they’re covered for their full market value or for the cost of replacement. |
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Garden furniture and more – Holiday homes tend to be centred around enjoying outdoor space, especially if they’re located in sunnier climes. That’s why we cover outdoor items and features, including garden furniture, swimming pools, hot-tubs, hard tennis courts, ornamental ponds and fountains. |
Specialist Home Insurance comes with Risk Management Surveyors, who can advise you on keeping holiday homes abroad safe and sound. They’d be happy to provide tips concerning:
- Preventing fires at your holiday home
- Protecting homes abroad against extreme weather
- Safeguarding overseas properties while you’re away for long periods
- Antique and designer furniture
- Paintings, drawings, etchings, maps, prints, photographs, books and manuscripts
- Tapestries and rugs
- Clocks and barometers
- Curios and objets d'art
- Statues and sculptures
- Stamps, coins, medals and other collectable property
- China, glassware and porcelain
- Household gold, platinum, pewter and silverware
- Antique Guns

Product |
Buildings - Alternative Accommodation: Covered for up to 3 years or up to the building sum insured |
Business Equipment - Sum Insured: Cover is £20,000 or greater |
Valuables Cover Basis: Cover is provided on an 'all risks worldwide' basis as standard |
Personal possessions - Credit Cards: Cover for credit cards away from the home is £25,000 or greater | Home Emergency Limit: Home Emergency covered up to £1,500 or greater |
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| John Lewis Insurance | ![]() |
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| Chubb Insurance Masterpiece 'Initial' |
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| Hiscox 606 | ![]() |
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| Home & Legacy Prestige | ![]() |
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| Aviva Distinct Home 75 | ![]() |
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John Lewis Insurance is a trading name of John Lewis plc. Registered in No. 00233462. Registered office . John Lewis plc is an appointed representative of Sterling Insurance Company Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England No. 0498605. Registered office: Ambassador House, Paradise Road, Richmond-upon-Thames, Surrey TW9 1SQ












