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Specialist Home Insurance 
for your overseas property

Anyone lucky enough to have a holiday home abroad, whether it’s a ski chalet, mountain retreat or a beach-side villa, will want to make sure it’s well looked after.

Customers who have the main home insured with John Lewis Specialist Home Insurance can take advantage of our cover for second properties and homes abroad.


What properties are covered 
by Specialist Home Insurance?

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Your main home

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Your holiday home, in the UK or overseas

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Buy-to-let properties

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Unoccupied properties

Why choose John Lewis 
Specialist Home Insurance 
to cover your holiday 
home abroad?

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Accidental Damage Cover – your buildings and contents are covered, whether they’re part of your main home or your holiday home.

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Art and Antiques – If your holiday home is decorated with high-value items, such as paintings, sculptures and antique furniture, they’re covered for their full market value or for the cost of replacement.

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Garden furniture and more – Holiday homes tend to be centred around enjoying outdoor space, especially if they’re located in sunnier climes. That’s why we cover outdoor items and features, including garden furniture, swimming pools, hot-tubs, hard tennis courts, ornamental ponds and fountains.

Did you know?

Specialist Home Insurance comes with Risk Management Surveyors, who can advise you on keeping holiday homes abroad safe and sound. They’d be happy to provide tips concerning:

  • Preventing fires at your holiday home
  • Protecting homes abroad against extreme weather
  • Safeguarding overseas properties while you’re away for long periods
Any questions?
Please call us on 0800 916 6880

We cover...

  • Antique and designer furniture
  • Paintings, drawings, etchings, maps, prints, photographs, books and manuscripts
  • Tapestries and rugs
  • Clocks and barometers
  • Curios and objets d'art
  • Statues and sculptures
  • Stamps, coins, medals and other collectable property
  • China, glassware and porcelain
  • Household gold, platinum, pewter and silverware
  • Antique Guns
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Compare our policy to our competitors

Product

Buildings - Alternative Accommodation: Covered for up to 3 years or up to the building sum insured
Business Equipment - Sum Insured: Cover is £20,000 or greater
Valuables Cover Basis: Cover is provided on an 'all risks worldwide' basis as standard
Personal possessions - Credit Cards: Cover for credit cards away from the home is £25,000 or greater Home Emergency Limit: Home Emergency covered up to £1,500 or greater
John Lewis Insurance yes yes yes yes yes
Chubb Insurance
Masterpiece 'Initial'
no no yes no no
Hiscox 606 yes yes yes yes no
Home & Legacy Prestige no no yes no no
Aviva Distinct Home 75 no no no yes no

John Lewis Insurance is a trading name of John Lewis plc.  Registered in No. 00233462. Registered office . John Lewis plc is an appointed representative of Sterling Insurance Company Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England No.  0498605. Registered office: Ambassador House, Paradise Road, Richmond-upon-Thames, Surrey TW9 1SQ