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If you have at least four years No Claims Discount, you may be able to protect it for an additional amount.

No Claims Discount protection means that you can have up to two fault claims in three continuous years of insurance and your No Claims Discount won't be affected.


We cover you for a maximum of 90 days per year in Europe as standard. If you’re planning a long trip, you can take these 90 days consecutively.

Our European Rescue Motor Breakdown Cover provides assistance if you break down in Europe, in addition to full breakdown cover in the UK, and it can be added to your policy for just £80 per year.


You can add Breakdown Cover to your Car Insurance Policy from just £40 per year. We offer three levels of Breakdown Cover:

  • Roadside Rescue - provides roadside assistance anywhere in the UK, 24 hours a day, seven days a week, as long as you are at least a mile from home.
  • Home Rescue - extends the cover Roadside Rescue provides to include breakdowns at, or near, your home.
  • European Rescue - includes Roadside Rescue and Home Rescue and adds recovery for you and your vehicle anywhere in the UK and Europe.

Our Breakdown Cover is designed to get you back on your way as quickly as possible, but it won't cover the cost of replacement parts, fuel, tyres or other materials used in the repair. Always keep your car properly serviced and maintained in accordance to the manufacturer's specifications.


Terms, conditions, limitations, exclusions and eligibility criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office: 171 Victoria Street, London, SW1E 5NN. John Lewis plc is an appointed representative of UKAIS Limited (No. 02613429). Registered in England and Wales at Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke on Trent ST4 4TW. Authorised and regulated by the Financial Conduct Authority (financial services register 307223).

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There’s a range of different levels and types of cover to choose from when buying car insurance. Our Buying guide will help you find the policy to suit you.



This handy guide will give you an idea of the support and help you can expect from us once you've taken out a policy.

Plus, what to do if you’re involved in an accident.



Questions about your car? Take a look at our articles on everything from driving abroad to buying a second hand car.



An A - Z of commonly used terms to help you better understand our Car Insurance.