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When it comes to a big event there's a variety of things that might go wrong. Event Insurance covers problems such as cancellation, damage to equipment and injury to guests.

The cost will depend on the size and scope of the event, as well as the insurance company you choose. Each policy is different and you should look for one that suits the event you're holding.

What type of events are covered?

Event Insurance can usually only be taken out to cover events where guests are invited and do not have to pay to attend. For example, John Lewis Event Insurance can cover:

  • Birthday party
  • Wedding anniversary
  • Engagement party
  • Celebration
  • Bar Mitzvah
  • Bat Mitzvah
  • Baby Shower
  • Family party
  • Retirement party
  • Christening
  • Private parties

Events that are more commercial, specifically ones where payment is to be taken, would not usually be covered. For example, a sporting event, a barn dance or village fetes.

Terms, conditions, limitations, exclusions and eligibility criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Event Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.


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Event Insurance policies vary in how much cover they provide and the price you pay for them. Our Buying Guide will help you find the policy to suit you.

Planning an event? Take a look at our expert articles for ideas and advice.