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Buying guide


Nothing should spoil your big day. That's why having wedding insurance can help give you peace of mind when you're planning.

Our Buying Guide will help you find the right cover.

Wedding Insurance provides financial protection in case things don’t go to plan on your big day. This includes covering cancellation if one of the prospective marriage or civil partners or close family members fall ill and it's inappropriate to continue the ceremony and it's not due to a pre-existing medical condition.

Wedding insurance covers you if you have to cancel or postpone the wedding because one of the prospective marriage or civil partners or close family members fall ill and it's inappropriate to continue the ceremony and it's not due to a pre-existing medical condition. 

It also protects the following from loss, theft or failure of suppliers:

  • wedding gifts
  • wedding flowers
  • wedding cake
  • hired wedding transport
  • wedding rings
  • wedding outfits
  • professional wedding photographs

If your wedding photos can’t be printed because the film, negatives or any digital media that was used has been damaged, John Lewis Wedding Insurance could pay for a photographer to re-shoot with the wedding party. Cover could also include payment of any costs needed to do this, including things like suit hire.

If you have to re-arrange your wedding, John Lewis Wedding Insurance could pay for any irrecoverable expenses.

John Lewis Wedding Insurance offers six different levels of flexible cover - ranging from £10,000 up to £100,000 - and allows you to upgrade your cover at any time. It’s always a good idea to keep a record of what you’ve spent to make sure that you’ve got enough cover.

Wedding Insurance policies do differ. What's important is that the policy fully covers the cost of your wedding. Policies can also cover:

  • Getting married abroad: if you're having your wedding abroad, check that you're insured. John Lewis Wedding Insurance covers weddings anywhere in the world - all you have to do is take out Overseas Wedding Cover in addition to our main Wedding Insurance Policy. Please note, Public Liability Cover does not apply to weddings and wedding receptions taking place in the USA or Canada. We also offer comprehensive Travel Insurance for your entire wedding trip and honeymoon.
  • Failure of suppliers: if any of your suppliers, such as caterers or entertainers goes bust or doesn’t turn up, you could be reimbursed for any deposits you've lost and any additional costs in arranging another equivalent supplier.
  • Marquees: if you're hiring a marquee, you can cover it against damage or vandalism. John Lewis Wedding Insurance offers the option of special cover for marquees or gazebos and also covers you if you want to have your wedding at home.

We have carefully selected Royal & Sun Alliance Insurance plc to underwrite John Lewis Wedding Insurance.

Terms, conditions, limitations, exclusions and eligibility criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Wedding Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

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