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What to do if... articles

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Every year, high winds and flooding cause millions of pounds worth of damage to homes in the UK. So what do you do if a storm damages your home?

Storms can be extremely destructive. The high winds can rip off roof tiles, letting in water which can cause damp, mould and even electrical fires. Accompanying heavy rainfall can cause flooding, ruining carpets and furniture and even causing structural damage.

Burst water pipes can cause thousands of pounds worth of damage to your home. Here's what to do if it happens to you.

If you have a burst pipe, the first thing you need to do is turn off the water at the mains by shutting off the main stopcock. This will stop the flow of water into the house and prevent any more coming into the pipes.

If the flow of water continues, drain the cold water in the system by flushing the toilet several times and running all the cold taps until the flow dries up.

Being involved in a car accident is always a shock and can be quite upsetting. However, having the right insurance can make the whole process much easier and save you added stress and worry.

You must stop the car. Do not apologise or admit fault and take the name, address and registration details of anyone else involved. It’s also worth writing down descriptions of the cars and drivers at the scene and taking photos of any damage.

If anyone is injured call an ambulance and also contact the police to explain what has happened, especially if the vehicle could cause a further accident.