Reap the rewards of careful driving - we offer a No Claims Discount of up to 75% and in most instances we'll give you the option of protecting it.*
Stay on the road when you make a claim - we'll give you a Courtesy Car while your car is being repaired (Comprehensive Cover only).
Never miss an urgent appointment - if it’s an emergency and we can’t arrange a replacement car in time, we’ll refund your taxi fare.**
Why choose John Lewis
Did you know?
partnership card™ holders can now get up to a further 10% off when you buy a Car Insurance policy.†
Your discount will be applied automatically when you get a quote.
* See full terms and conditions.
** Terms, conditions, limitations and exclusions apply.
† Over 80% of partnership card customers purchasing received 10% off based on our Car Insurance sales data from October to December 2013. AC24629.
†† Discount is automatically applied when you get a quote. Offer ends Sunday 27 April 2014.
Choose from our range of optional extras to make sure you have the right protection.
Simply get a quote and then add the extras you need.
Legal protection - £24 per year
If you’re involved in an accident that's not your fault, Legal Protection can help you to protect yourself against what are known as uninsured losses. These are potential financial losses which aren't covered by your standard insurance policy. Uninsured losses generally include:
- loss of earnings
- cost of alternative travel arrangements
- recovery of your policy excess from a third party.
Legal Protection will provide up to £100,000 towards legal expenses to help recover these losses. For any claim to be accepted there must be more than a 50% chance of success.
Car Breakdown Cover - from £40 per year
We offer three levels of Breakdown Cover:
- Roadside Rescue
- Home Rescue - which in addition to roadside rescue, also provides cover if you break down at home
- European Rescue - our most comprehensive level of Breakdown Cover.
Excess Protection - £30 per year
If you need to make a claim for damage to your car, you’ll usually have to pay the total excess on your policy to the repairer. You can protect against this expense with Excess Protection which will reimburse up to £500 of your excess payment (excludes windscreen excess).
Protected No Claims Discount
Claiming for an accident that was your fault (excluding a windscreen claim) usually means you lose some or all of your No Claims Discount. However there is a way to protect your discount.
Protected No Claims Discount allows you to make up to two claims in three consecutive years without losing any of your No Claims Discount. This optional extra also allows you to continue to earn your discount in the years you don't have to make a claim.
We can provide Protected No Claims Discount if you’ve accumulated four or more years of claim-free driving. If you wish to protect less than four years of No Claims Discount we may still be able to help.
Read more about our customer's experiences.
Mr and Mrs Whiting
Our new My Account makes
managing your policy easier
We've launched an all-new My Account, making it easier for our existing customers to manage their Car Insurance policies online.
You can update your personal or address details, add or remove a driver and make payments online.
You can now make real time updates, so you can check your changes and new documents immediately.
The updated design makes it easier to view on tablets and mobiles, ideal if you’re on the move.
You can access all your policy documents online.
You can upload documents straight to My Account, making it easier to prove your No Claims Discount and send documents required for your policy.
For help with registering for or using My Account, please see our FAQs.
Compare our Car Insurance policy
Source: John Lewis Insurance Internet Survey 27th January 2014.
*If your car is a total loss, immobilised at the scene of an accident that was your fault or stolen and not recovered. Other Terms and Conditions apply.
Terms, conditions, limitations, exclusions and eligibility criteria apply.
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office address: 171 Victoria Street, London, SW1E 5NN. John Lewis plc is an appointed representative of Ageas Insurance Limited who are authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Ageas Insurance Limited. Registered in England and Wales No. 354568. Registered office address: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, SO53 3YA.