Create your ideal Car Insurance package with our additional features:
Legal Protection - £24 per year
If you’re involved in an accident that's not your fault, Legal Protection can help you to protect yourself against what are known as uninsured losses. These are potential financial losses which aren't covered by your standard insurance policy. Uninsured losses generally include:
- loss of earning
- cost of alternative travel arrangements
- recovery of your policy excess from a third party
Legal Protection will provide up to £100,000 towards legal expenses to help recover these losses.
Car Breakdown Cover from £40 per year
- Roadside Rescue
- Home Rescue - which in addition to roadside rescue, also provides cover if you break down at home
- European Rescue
Our most comprehensive level of cover is European Rescue. This includes cover if you break down at home or on the roadside, plus:
- 90 days of European Breakdown Cover
- recovery to any destination in the UK
- a caravan and trailer service
- money towards alternative transport or accommodation
Please use the table below to decide on the level of cover that's right for you.
Car Breakdown Cover
|Roadside Rescue||Home Rescue
When you’re at least 1 mile away from home.
|Recovery to a garage
Transport for you, up to 7 passengers, and your car to the nearest garage if the car can't be fixed at the roadside.
To let friends or family know you've broken down.
If you break down at home or within 1 mile of home.
|Recovery - any destination
Transport for you, up to 7 passengers, and your car to any single destination you choose, if the car can't be fixed at the roadside.
|Alternative Transport or Accommodation
Up to £150 towards a night's hotel accommodation for you and up to 7 passengers or for alternative road, rail or air travel to get you to your destination.
|Caravan and Trailer Service
Recovery service for your trailer or caravan should your vehicle break down.
Roadside assistance, recovery, alternative transport or accommodation should you break down in Europe.
* The annual premium for European Rescue will be £80 effective from 28 April 2014.
Excess Protection - £30 per year
If you need to make a claim for damage to your car, you’ll usually have to pay the total excess on your policy to the repairer. You can protect against this expense with Excess Protection which will reimburse up to £500 of your excess payment (excludes windscreen excess).
Protected No Claims Discount
Protected No Claims Discount allows you to make up to two claims in three consecutive years without losing any of your No Claims Discount. This optional extra also allows you to continue to earn your discount in the years you don't have to make a claim.
We can provide Protected No Claims Discount if you’ve accumulated four or more years of claim-free driving. If you wish to protect less than four years of No Claims Discount we may still be able to help.
For further information or to add any of these features to your Car Insurance policy, please call us on 0800 916 6815.
Terms, conditions, limitations, exclusions and eligibility criteria apply.
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office address: 171 Victoria Street, London, SW1E 5NN. John Lewis plc is an appointed representative of Ageas Insurance Limited who are authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Ageas Insurance Limited. Registered in England and Wales No. 354568. Registered office address: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, SO53 3YA.