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According to the Met Office, the winter of 2013 was warmer than average, but storms, flooding and gales all presented their own problems for motorists. So what can we expect from winter 2014? Like it or not, it's round the corner and whether we get a wet winter like last year, or a return to the freezing temperatures of 2011 and 2012, it's best to be well-equipped when you head out on the road.

Help reduce the risk of a break down and make sure you're prepared for the worst with our checklist of essential car kit.

While UK winters are hardly a Siberian deep freeze, lower temperatures, fog and snowfall can make driving extra challenging.

And your car can be even more affected by low temperatures than you are. Find out how the colder months affect your car and follow these tips to minimise the risk of breakdown or accident.

Although many of us couldn’t live without our cars, there’s no denying that Britain’s roads can be dangerous places. A hundred people are killed or seriously injured on the road every day.  You can, of course, reduce the risk of an accident by driving safely and responsibly.

Whether you’re an occasional driver or do thousands of miles a year, here are ten tips on how to make your journey as safe as it can be.

If your policy started or renewed before 01/01/2015
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office: 171 Victoria Street, London, SW1E 5NN. John Lewis plc is an appointed representative of UKAIS Limited (No. 02613429). Registered in England and Wales at Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke on Trent ST4 4TW. Authorised and regulated by the Financial Conduct Authority (financial services register 307223).

If your policy started or renewed on or after 01/01/2015
John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office: 171 Victoria Street , London, SW1E 5NN. John Lewis plc is an appointed representative of Ageas Retail Limited. Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number: 312468. Ageas Retail Limited is a member of the DMA and a sister company of Ageas Insurance Limited.

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