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Life Cover FAQs

Read a selection of our most commonly
asked questions...


Why do I need Life Cover?

Life Cover is designed to help protect your loved ones financially if you die or suffer a terminal illness. The cash sum or annual payments can be used to pay outstanding debts (e.g. mortgages) or provide financial security for your family and dependants.

If there are people who depend on you financially, it's a good idea to consider Life Cover. 


Can my Life Cover include 
my partner as well?

Yes. You can apply for any of the cover options outlined in the FAQs to cover just you, you and another person, or one or two people not including you. The cover will only pay out once at which point the cover will stop.


Terms, conditions, limitations, exclusions and eligibility criteria apply.

John Lewis Life Cover is provided by Friends Life and Pensions Limited - please read Important information (PDF). Once your policy begins you may receive documents and correspondence from Friends Life. These will always be relevant to your application or policy and will never be unsolicited.

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Find out more here

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Buying guide


If you have loved ones who are dependent on you, Life Cover can make sure they're taken care of financially if you die. Our Buying guide will help you find the policy to suit you.


Life Cover articles


Questions about Life Cover? Take a look at our articles, including how Life Cover can protect your family.


Life Cover glossary


An A to Z of commonly used terms to help you understand better our Life Cover.