Why do I need pet insurance?
Pet Insurance helps protect you from unexpected vet bills. Your insurance will usually pay for things like consultations, treatments, complementary therapies and even some special diets. Paying a small amount each month for vet cover means you could be protected from these expenses, while your pet is taken care of.
Injuries, accidents or damage caused by your dog
If your dog causes an accident, injures other people or damages their property, you could be responsible for any expenses. This is why your policy should include third party liability cover as standard.
John Lewis Pet Insurance covers you for up to £3 million in case of accidents and personal injuries caused by your dog.
Is there an alternative?
Some pet owners choose to self-fund vet fees, this means they save an amount of money each month to fund future vet bills. With vet bills potentially running into thousands of pounds, owners who self-fund run the risk of their savings falling short of their bills.
Dog owners should also think about the legal costs or damages they may be liable to pay if their dog bites someone or causes an accident. This could run into millions of pounds.
Although pet insurance may seem like an unnecessary expense in the short term, you should consider how much your pet could cost you throughout its life.