Tony Levene is a renowned financial journalist, who has previously been a columnist for Guardian Money. He has written several books, including 'Investing for Dummies' and won the ABI Lifetime Achievement award and the Headline Money award.
Will this winter be as cold as last year? Perhaps not, as the 2010-11 winter was the worst in many parts for nearly 50 years.
But forecasting weather for the UK – uniquely caught between the Gulf Stream and the Eurasian land mass – is never easy. Anything could happen.
This flags up potential weak points on the “stitch in time saves nine” principle.
And as far as the winter's effect on your home, all sorts of seasonally normal weather including rain and wind as well as abnormal snow and ice can
You can, however, help your property to weather the winter with my 10 point autumn checklist. This flags up potential weak points on the “stitch in time” principle – sort out small things now and they won't grow into bigger hassles later.
And don't forget to check your insurance policy to ensure it is up to date with any changes you've recently made to your home and contents. Insurance is designed to deal with the unforeseen such as fire and flood. It is not a maintenance contract so a policy can't be expected to pay for the repair of a worn out roof or sort out fallen guttering that's been hanging dangerously for months or even years.
Terms, conditions, limitations, exclusions and acceptance criteria apply.
John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Home Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.